Hey bunqers 🌈,

To help you make recurring payments easily and worry free we offer the possibility of accepting direct debits in your app 📲

For every direct debit, you will receive a notification and you can choose to approve or decline it.

Before your direct debit expires, not only do we send you an automatic reminder, but you can also choose to automatically accept the direct debit when it expires. This way you’ll always pay your direct debits on time, even if you don’t have access to your account 💸

For example, you can pay your gym subscription, the telephone bill or Netflix effortlessly. When receiving a direct debit for the first time you’ll have the option to accept all future payments automatically, saving time.

How does it work?

1. Tap on your Profile in the top left corner

2. Tap on ⚙️ Settings

3. Tap on Security

4. Scroll down to Auto Accept

5. Select Direct Debits

6. Choose a payment of the Direct Debit you want to add

7. Set the Auto Accept limit

8. All set ✨

Please note: By default, the direct debit limit is set to the original amount from the first payment you accepted. You can always adjust this limit later.

When will my direct debit expire?

• If the direct debit is B2B, you’ll have 1 day to respond. This kind of direct debit is received the next morning after the request was made

• If the direct debit is on a personal account, you’ll have 5 days to respond.

These are received within 2 and 4 days after the creation of the direct debit

We have more information on how we can help you with direct debits here

What do direct debit and standing order mean?

Direct debit and standing order have set legal definitions that are the same for every bank in your country. If you want to know exactly what each term covers, and how a direct debit differs from a standing order, visit the bunq glossary.