Hey bunqers 🌈

Schufa is a private company which collects information about users and their financial life as a credit rating agency. The information is also shared in cases such as applying for a phone subscription or setting up direct debits with certain German businesses. Schufa gives every person a certain score based on information shared by all the banks and companies that learn this from payment history.

Do we work with Schufa?

The short answer is no, we don’t.

To give you the freedom to use your account on your terms, we ensure that you can't fall into debt by not offering loans or overdraft. This way you can freely use your money without the burden of debt.

As your privacy is our highest priority, we chose not to share any details with Schufa, to keep your personal and financial information safe and secure 🔒